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Zatpatloans.com (A unit of Jain Finserve Pvt. Ltd.) is an innovative way to compile traditional loan procedure, and current generations demand for less time consuming, fast, reliable service in different loan segment. “Customer first” and “Customer obsession” has always been core pillar of our business model which reflects in our testimonial from our valuable customers. In 2005, Established as a loan service provider in Ahmedabad, Gujarat we have shaped ourselves a well recognized, trusted brand in Ahmedabad and in Gujarat thanks to our pioneering way of providing best in class services. Our expertise in dealing with financial institutes and banks has made us a “must consider” place to visit before shopping for any type of loans. Whether you looking for Mortgage Loan, Home Loan, Business Loan, Loan Against Property, personal loan for wedding or renovation, study or any unexpected expenditure, shopping for the best available deal for your dream home, looking to expend your business, we are here to help you, keeping in mind, how it would felt to be in customer’s shoes. Own a home is dream of every one and this dream loan knows as Home loan. Home loan is always valuable because of its long tenure repayment, cheap interest rate, and high loan amount, interest deduction in income tax, no pre payment charges and many more big benefits. Home loan is availed to own a new dream home. Home loans criteria are very different for all banks and for all NBFC. Nationalized banks give maximum 85% of agreement. Beside Multinational banks doing up to 140-150% of agreement amount by including extra works. And NBFC goes up to 150% of agreement amount ( only in case of market value is more higher than agreement value then maximum 90% Loan amount up to 30 lacks, 80% loan amount up to 75 lacks and 75% loan amount more than 75 lack subject to market value). Rate of interest are differ as per bank. All banks and NBFC are working under the norms of RBI and only Home loan License holder NBFC can do home loans. Note that banks includes charges like Stamp Duty, Registration Charges, Auda, AEC etc, but not includes charge like maintenance, parking while considering the home loan amount eligibility. Home loans are offered for small tenure to long tenure. You can avail it by your financial capacity and your age limit for 5 years to 30 years. You can also restructure your home loan by doing part payment or extra payment. Both two option are always open for your loan firstly to reconstruct you loan tenor or secondly reconstruct your EMI. Pre payment penalty is totally reduced by RBI and it is compulsory for all banks and NBFC who are dealing in Home loan. Prakash Jain Jain Finserve Pvt. Ltd. 315, 3rd Floor, Tulsi complex, Opp. Mithakhali Passport Office, Mithakhali, Ahmedabad – 380009 Cell No. – 8866706060, 9227411122, 079 – 26440089 Email – jain_financial_services@yahoo.com Website – www.zatpatloans.com
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