Financial & Legal

The loan to value ratio or LTV is the percentage of property value financed through the loan amount. The remainder has to be funded out of the borrower's pocket. As per the RBI circular, the LTV is capped at 75% for a loan amount upward of Rs.75 lakh. Accordingly, the interest rate charged is also high. You can use ahome loan EMI calculator to determine your monthly outgo to avail such a loan amount. If you want to know more about home loan interest rate and home loan emi calculator then visit Bajaj Housing Finance official website.

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