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If you start to pay off your loan, and you get to a point where you owe less than the book value of your car, you can usually cancel the GAP policy. If you financed it with your auto loan, you should be able to get a refund from the company. This means that you only need to carry the policy while you need it. After you do not need it any more, you will have only paid for the time you did use it.

pick up your junk car You will need to have the title in your name and it needs to be clear. Being clear means that there are no lien holders on the title who would have a claim to that vehicle.

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